Critical Illness Insurance
Our health allows us to live life to the full. It allows us to do the things we love and provide for our families.
It’s never nice to think about falling seriously unwell… But critical illness cover helps protect you if you become critically ill during the policy term. It pays out a tax-free lump sum that you can use however you like – whether that’s to repay your mortgage, help cover health-related costs, monthly expenses, or lost income while you get better.
- Level term critical illness insurance – This pays a lump sum if you are diagnosed with a defined critical illness during the life of your policy
- Level term life or critical illness insurance – This pays a lump sum if you pass away or are diagnosed with a defined critical illness
- Decreasing critical illness insurance – This decreases over time usually in line with your mortgage and helps clear your mortgage balance should you be diagnosed with a defined critical illness
- Decreasing life or critical illness insurance – This decreases over time usually in line with your mortgage and is designed to clear your mortgage balance should you pass away or be diagnosed with a defined critical illness.
* Your home may be repossessed if you do not keep up repayments on your mortgage.
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